XRP DCA since 2022: $100 per month

Historical simulation of buying $100 of XRP (XRP) every month from Jan 3, 2022 to Sep 28, 2026, using weekly closing prices.

Total invested
$5,700
Value today
$12,506
Return
+119.4%
XRP accumulated
8,389
Average cost
$0.6795
Max drawdown
-68.1%

Over 57 monthly purchases the strategy accumulated 8,389 XRP at an average cost of $0.6795, compared with a latest weekly close of $1.49. The portfolio peaked at $25,924 around Jul 14, 2025 and spent 76% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $12,312 (+115.1%) for $5,723 invested.

06.8k13.6k20.4k27.2k2023202420252026■ Portfolio value■ Total invested

Context: XRP price history 2022 · best performing crypto of 2022.

Year-by-year breakdown

End of yearXRP priceInvestedValueReturn
2022$0.3387$1,200$877-26.9%
2023$0.6156$2,400$3,139+30.8%
2024$2.40$3,600$17,296+380.4%
2025$2.09$4,800$16,105+235.5%
2026 (to date)$1.49$5,700$12,506+119.4%

DCA vs lump sum

Strategy (XRP, since 2022)InvestedValueReturn
Monthly DCA$5,700$12,506+119.4%
Weekly DCA$5,723$12,312+115.1%
Lump sum on Jan 3, 2022$5,700$11,285+98.0%

Same $100/month DCA in other coins since 2022

CoinInvestedValueReturn
Bitcoin$5,700$11,405+100.1%
Ethereum$5,700$7,111+24.7%
BNB$5,700$10,682+87.4%
Solana$5,700$13,574+138.1%
TRON$5,700$17,132+200.6%
Zcash$5,700$173,165+2,938.0%
Dogecoin$5,700$5,266-7.6%
Chainlink$5,700$7,936+39.2%

Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.

Try other amounts, weekly buys or custom dates in the XRP DCA calculator.

FAQ

How much would $100 a month in XRP since 2022 be worth?

Investing $100 every month in XRP from Jan 3, 2022 to Sep 28, 2026 (57 purchases, $5,700 in total) would be worth about $12,506 at the latest weekly close, a gain of +119.4%. This is a historical simulation, not a prediction.

What was the worst drawdown of a XRP DCA started in 2022?

The portfolio fell as much as -68.1% from its previous high, and was above the amount invested 76% of the weeks.

Was DCA better than a lump sum in XRP since 2022?

Investing the same $5,700 all at once in Jan 3, 2022 would be worth $11,285 (+98.0%), versus $12,506 with monthly DCA. DCA did better here because it bought more units at lower prices.

XRP DCA from other years

Since 2018 · Since 2019 · Since 2020 · Since 2021 · Since 2023 · Since 2024 · Since 2025 · Since 2026

More coins, DCA since 2022

Data updated: 2026-10-01 09:08 UTC.