XRP DCA since 2018: $100 per month

Historical simulation of buying $100 of XRP (XRP) every month from Apr 30, 2018 to Sep 28, 2026, using weekly closing prices.

Total invested
$10,200
Value today
$31,533
Return
+209.1%
XRP accumulated
21,152
Average cost
$0.4822
Max drawdown
-76.2%

Over 102 monthly purchases the strategy accumulated 21,152 XRP at an average cost of $0.4822, compared with a latest weekly close of $1.49. The portfolio peaked at $70,007 around Jul 14, 2025 and spent 68% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $31,451 (+209.7%) for $10,154 invested.

018.4k36.8k55.1k73.5k20192020202120222023202420252026■ Portfolio value■ Total invested

Context: XRP price history 2018.

Year-by-year breakdown

End of yearXRP priceInvestedValueReturn
2018$0.3604$900$742-17.5%
2019$0.1945$2,100$1,167-44.4%
2020$0.2254$3,300$2,496-24.4%
2021$0.8586$4,500$10,958+143.5%
2022$0.3387$5,700$5,200-8.8%
2023$0.6156$6,900$10,996+59.4%
2024$2.40$8,100$47,919+491.6%
2025$2.09$9,300$42,791+360.1%
2026 (to date)$1.49$10,200$31,533+209.1%

DCA vs lump sum

Strategy (XRP, since 2018)InvestedValueReturn
Monthly DCA$10,200$31,533+209.1%
Weekly DCA$10,154$31,451+209.7%
Lump sum on Apr 30, 2018$10,200$17,583+72.4%

Same $100/month DCA in other coins since 2018

CoinInvestedValueReturn
Bitcoin$10,500$54,311+417.2%
Ethereum$10,500$50,867+384.4%
BNB$10,500$211,289+1,912.3%
TRON$10,000$73,573+635.7%
Cardano$10,200$16,419+61.0%
Stellar$10,100$17,692+75.2%
Litecoin$10,500$9,625-8.3%
Ethereum Classic$10,000$7,930-20.7%

Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.

Try other amounts, weekly buys or custom dates in the XRP DCA calculator.

FAQ

How much would $100 a month in XRP since 2018 be worth?

Investing $100 every month in XRP from Apr 30, 2018 to Sep 28, 2026 (102 purchases, $10,200 in total) would be worth about $31,533 at the latest weekly close, a gain of +209.1%. This is a historical simulation, not a prediction.

What was the worst drawdown of a XRP DCA started in 2018?

The portfolio fell as much as -76.2% from its previous high, and was above the amount invested 68% of the weeks.

Was DCA better than a lump sum in XRP since 2018?

Investing the same $10,200 all at once in Apr 30, 2018 would be worth $17,583 (+72.4%), versus $31,533 with monthly DCA. DCA did better here because it bought more units at lower prices.

XRP DCA from other years

Since 2019 · Since 2020 · Since 2021 · Since 2022 · Since 2023 · Since 2024 · Since 2025 · Since 2026

More coins, DCA since 2018

Data updated: 2026-10-01 09:08 UTC.