XRP DCA since 2026: $100 per month
Historical simulation of buying $100 of XRP (XRP) every month from Jan 5, 2026 to Sep 28, 2026, using weekly closing prices.
Over 9 monthly purchases the strategy accumulated 686 XRP at an average cost of $1.31, compared with a latest weekly close of $1.49. The portfolio peaked at $1,041 around Sep 21, 2026 and spent 18% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $1,010 (+12.2%) for $900 invested.
Context: XRP price history 2026 · best performing crypto of 2026.
Year-by-year breakdown
| End of year | XRP price | Invested | Value | Return |
|---|---|---|---|---|
| 2026 (to date) | $1.49 | $900 | $1,023 | +13.7% |
DCA vs lump sum
| Strategy (XRP, since 2026) | Invested | Value | Return |
|---|---|---|---|
| Monthly DCA | $900 | $1,023 | +13.7% |
| Weekly DCA | $900 | $1,010 | +12.2% |
| Lump sum on Jan 5, 2026 | $900 | $647 | -28.1% |
Same $100/month DCA in other coins since 2026
| Coin | Invested | Value | Return |
|---|---|---|---|
| Bitcoin | $900 | $1,058 | +17.6% |
| Ethereum | $900 | $1,147 | +27.4% |
| BNB | $900 | $1,070 | +18.9% |
| Solana | $900 | $1,235 | +37.2% |
| TRON | $900 | $958 | +6.4% |
| Zcash | $900 | $3,301 | +266.8% |
| Dogecoin | $900 | $951 | +5.6% |
| Chainlink | $900 | $1,393 | +54.8% |
Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.
Try other amounts, weekly buys or custom dates in the XRP DCA calculator.
FAQ
How much would $100 a month in XRP since 2026 be worth?
Investing $100 every month in XRP from Jan 5, 2026 to Sep 28, 2026 (9 purchases, $900 in total) would be worth about $1,023 at the latest weekly close, a gain of +13.7%. This is a historical simulation, not a prediction.
What was the worst drawdown of a XRP DCA started in 2026?
The portfolio fell as much as -23.3% from its previous high, and was above the amount invested 18% of the weeks.
Was DCA better than a lump sum in XRP since 2026?
Investing the same $900 all at once in Jan 5, 2026 would be worth $647 (-28.1%), versus $1,023 with monthly DCA. DCA did better here because it bought more units at lower prices.
XRP DCA from other years
Since 2018 · Since 2019 · Since 2020 · Since 2021 · Since 2022 · Since 2023 · Since 2024 · Since 2025
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Data updated: 2026-10-01 09:08 UTC.