XRP DCA since 2021: $100 per month
Historical simulation of buying $100 of XRP (XRP) every month from Jan 4, 2021 to Sep 28, 2026, using weekly closing prices.
Over 69 monthly purchases the strategy accumulated 10,077 XRP at an average cost of $0.6847, compared with a latest weekly close of $1.49. The portfolio peaked at $31,754 around Jul 14, 2025 and spent 67% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $14,775 (+113.4%) for $6,923 invested.
Context: XRP price history 2021 · best performing crypto of 2021.
Year-by-year breakdown
| End of year | XRP price | Invested | Value | Return |
|---|---|---|---|---|
| 2021 | $0.8586 | $1,200 | $1,449 | +20.8% |
| 2022 | $0.3387 | $2,400 | $1,449 | -39.6% |
| 2023 | $0.6156 | $3,600 | $4,178 | +16.1% |
| 2024 | $2.40 | $4,800 | $21,346 | +344.7% |
| 2025 | $2.09 | $6,000 | $19,634 | +227.2% |
| 2026 (to date) | $1.49 | $6,900 | $15,022 | +117.7% |
DCA vs lump sum
| Strategy (XRP, since 2021) | Invested | Value | Return |
|---|---|---|---|
| Monthly DCA | $6,900 | $15,022 | +117.7% |
| Weekly DCA | $6,923 | $14,775 | +113.4% |
| Lump sum on Jan 4, 2021 | $6,900 | $32,665 | +373.4% |
Same $100/month DCA in other coins since 2021
| Coin | Invested | Value | Return |
|---|---|---|---|
| Bitcoin | $6,900 | $13,570 | +96.7% |
| Ethereum | $6,900 | $8,444 | +22.4% |
| BNB | $6,900 | $15,491 | +124.5% |
| Solana | $6,900 | $21,541 | +212.2% |
| TRON | $6,900 | $23,084 | +234.5% |
| Zcash | $6,900 | $185,795 | +2,592.7% |
| Dogecoin | $6,900 | $6,957 | +0.8% |
| Chainlink | $6,900 | $8,620 | +24.9% |
Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.
Try other amounts, weekly buys or custom dates in the XRP DCA calculator.
FAQ
How much would $100 a month in XRP since 2021 be worth?
Investing $100 every month in XRP from Jan 4, 2021 to Sep 28, 2026 (69 purchases, $6,900 in total) would be worth about $15,022 at the latest weekly close, a gain of +117.7%. This is a historical simulation, not a prediction.
What was the worst drawdown of a XRP DCA started in 2021?
The portfolio fell as much as -68.7% from its previous high, and was above the amount invested 67% of the weeks.
Was DCA better than a lump sum in XRP since 2021?
Investing the same $6,900 all at once in Jan 4, 2021 would be worth $32,665 (+373.4%), versus $15,022 with monthly DCA. The lump sum did better here because the price rose overall after the start date.
XRP DCA from other years
Since 2018 · Since 2019 · Since 2020 · Since 2022 · Since 2023 · Since 2024 · Since 2025 · Since 2026
More coins, DCA since 2021
- Cardano since 2021
- Stellar since 2021
- NEAR Protocol since 2021
- Bitcoin Cash since 2021
- Uniswap since 2021
- Litecoin since 2021
- Avalanche since 2021
- Hedera since 2021
- Quant since 2021
- Shiba Inu since 2021
- Aave since 2021
- Polkadot since 2021
Data updated: 2026-10-01 09:08 UTC.