XRP DCA since 2020: $100 per month
Historical simulation of buying $100 of XRP (XRP) every month from Jan 6, 2020 to Sep 28, 2026, using weekly closing prices.
Over 81 monthly purchases the strategy accumulated 15,150 XRP at an average cost of $0.5346, compared with a latest weekly close of $1.49. The portfolio peaked at $49,278 around Jul 14, 2025 and spent 86% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $22,437 (+176.2%) for $8,123 invested.
Context: XRP price history 2020 · best performing crypto of 2020.
Year-by-year breakdown
| End of year | XRP price | Invested | Value | Return |
|---|---|---|---|---|
| 2020 | $0.2254 | $1,200 | $1,144 | -4.7% |
| 2021 | $0.8586 | $2,400 | $5,805 | +141.9% |
| 2022 | $0.3387 | $3,600 | $3,167 | -12.0% |
| 2023 | $0.6156 | $4,800 | $7,301 | +52.1% |
| 2024 | $2.40 | $6,000 | $33,519 | +458.7% |
| 2025 | $2.09 | $7,200 | $30,243 | +320.0% |
| 2026 (to date) | $1.49 | $8,100 | $22,586 | +178.8% |
DCA vs lump sum
| Strategy (XRP, since 2020) | Invested | Value | Return |
|---|---|---|---|
| Monthly DCA | $8,100 | $22,586 | +178.8% |
| Weekly DCA | $8,123 | $22,437 | +176.2% |
| Lump sum on Jan 6, 2020 | $8,100 | $56,063 | +592.1% |
Same $100/month DCA in other coins since 2020
| Coin | Invested | Value | Return |
|---|---|---|---|
| Bitcoin | $8,100 | $23,620 | +191.6% |
| Ethereum | $8,100 | $21,329 | +163.3% |
| BNB | $8,100 | $61,025 | +653.4% |
| Solana | $7,400 | $46,477 | +528.1% |
| TRON | $8,100 | $44,384 | +447.9% |
| Zcash | $8,100 | $217,692 | +2,587.6% |
| Dogecoin | $8,100 | $49,479 | +510.8% |
| Chainlink | $8,100 | $11,911 | +47.0% |
Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.
Try other amounts, weekly buys or custom dates in the XRP DCA calculator.
FAQ
How much would $100 a month in XRP since 2020 be worth?
Investing $100 every month in XRP from Jan 6, 2020 to Sep 28, 2026 (81 purchases, $8,100 in total) would be worth about $22,586 at the latest weekly close, a gain of +178.8%. This is a historical simulation, not a prediction.
What was the worst drawdown of a XRP DCA started in 2020?
The portfolio fell as much as -73.0% from its previous high, and was above the amount invested 86% of the weeks.
Was DCA better than a lump sum in XRP since 2020?
Investing the same $8,100 all at once in Jan 6, 2020 would be worth $56,063 (+592.1%), versus $22,586 with monthly DCA. The lump sum did better here because the price rose overall after the start date.
XRP DCA from other years
Since 2018 · Since 2019 · Since 2021 · Since 2022 · Since 2023 · Since 2024 · Since 2025 · Since 2026
More coins, DCA since 2020
- Cardano since 2020
- Stellar since 2020
- NEAR Protocol since 2020
- Bitcoin Cash since 2020
- Uniswap since 2020
- Litecoin since 2020
- Avalanche since 2020
- Hedera since 2020
- Aave since 2020
- Polkadot since 2020
- Ethereum Classic since 2020
- Algorand since 2020
Data updated: 2026-10-01 09:08 UTC.