XRP DCA since 2023: $100 per month

Historical simulation of buying $100 of XRP (XRP) every month from Jan 2, 2023 to Sep 28, 2026, using weekly closing prices.

Total invested
$4,500
Value today
$8,645
Return
+92.1%
XRP accumulated
5,799
Average cost
$0.7760
Max drawdown
-66.5%

Over 45 monthly purchases the strategy accumulated 5,799 XRP at an average cost of $0.7760, compared with a latest weekly close of $1.49. The portfolio peaked at $16,978 around Jul 14, 2025 and spent 97% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $8,363 (+84.9%) for $4,523 invested.

04.5k8.9k13.4k17.8k202420252026■ Portfolio value■ Total invested

Context: XRP price history 2023 · best performing crypto of 2023.

Year-by-year breakdown

End of yearXRP priceInvestedValueReturn
2023$0.6156$1,200$1,544+28.7%
2024$2.40$2,400$11,081+361.7%
2025$2.09$3,600$10,689+196.9%
2026 (to date)$1.49$4,500$8,645+92.1%

DCA vs lump sum

Strategy (XRP, since 2023)InvestedValueReturn
Monthly DCA$4,500$8,645+92.1%
Weekly DCA$4,523$8,363+84.9%
Lump sum on Jan 2, 2023$4,500$19,434+331.9%

Same $100/month DCA in other coins since 2023

CoinInvestedValueReturn
Bitcoin$4,500$7,449+65.5%
Ethereum$4,500$5,270+17.1%
BNB$4,500$7,756+72.4%
Solana$4,500$9,486+110.8%
TRON$4,500$10,828+140.6%
Zcash$4,500$150,352+3,241.1%
Dogecoin$4,500$3,974-11.7%
Chainlink$4,500$6,005+33.4%

Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.

Try other amounts, weekly buys or custom dates in the XRP DCA calculator.

FAQ

How much would $100 a month in XRP since 2023 be worth?

Investing $100 every month in XRP from Jan 2, 2023 to Sep 28, 2026 (45 purchases, $4,500 in total) would be worth about $8,645 at the latest weekly close, a gain of +92.1%. This is a historical simulation, not a prediction.

What was the worst drawdown of a XRP DCA started in 2023?

The portfolio fell as much as -66.5% from its previous high, and was above the amount invested 97% of the weeks.

Was DCA better than a lump sum in XRP since 2023?

Investing the same $4,500 all at once in Jan 2, 2023 would be worth $19,434 (+331.9%), versus $8,645 with monthly DCA. The lump sum did better here because the price rose overall after the start date.

XRP DCA from other years

Since 2018 · Since 2019 · Since 2020 · Since 2021 · Since 2022 · Since 2024 · Since 2025 · Since 2026

More coins, DCA since 2023

Data updated: 2026-10-01 09:08 UTC.