Stellar DCA since 2021: $100 per month

Historical simulation of buying $100 of Stellar (XLM) every month from Jan 4, 2021 to Sep 28, 2026, using weekly closing prices.

Total invested
$6,900
Value today
$9,900
Return
+43.5%
XLM accumulated
44,236
Average cost
$0.1560
Max drawdown
-69.2%

Over 69 monthly purchases the strategy accumulated 44,236 XLM at an average cost of $0.1560, compared with a latest weekly close of $0.2238. The portfolio peaked at $19,627 around Nov 25, 2024 and spent 41% of the weeks above the amount invested. Buying $23.08 every week instead would have produced $9,829 (+42.0%) for $6,923 invested.

05.2k10.3k15.5k20.6k20222023202420252026■ Portfolio value■ Total invested

Context: Stellar price history 2021 · best performing crypto of 2021.

Year-by-year breakdown

End of yearXLM priceInvestedValueReturn
2021$0.2921$1,200$1,013-15.6%
2022$0.0726$2,400$913-62.0%
2023$0.1290$3,600$3,153-12.4%
2024$0.4407$4,800$15,515+223.2%
2025$0.2330$6,000$9,096+51.6%
2026 (to date)$0.2238$6,900$9,900+43.5%

DCA vs lump sum

Strategy (XLM, since 2021)InvestedValueReturn
Monthly DCA$6,900$9,900+43.5%
Weekly DCA$6,923$9,829+42.0%
Lump sum on Jan 4, 2021$6,900$5,428-21.3%

Same $100/month DCA in other coins since 2021

CoinInvestedValueReturn
Bitcoin$6,900$13,570+96.7%
Ethereum$6,900$8,444+22.4%
BNB$6,900$15,491+124.5%
XRP$6,900$15,022+117.7%
Solana$6,900$21,541+212.2%
TRON$6,900$23,084+234.5%
Zcash$6,900$185,795+2,592.7%
Dogecoin$6,900$6,957+0.8%

Historical simulation, not a forecast or advice. Uses weekly closing prices in USD (USDT pairs); ignores fees, spreads and taxes. Past performance does not predict future results; crypto prices can fall to zero. Disclaimer · Methodology.

Try other amounts, weekly buys or custom dates in the Stellar DCA calculator.

FAQ

How much would $100 a month in Stellar since 2021 be worth?

Investing $100 every month in XLM from Jan 4, 2021 to Sep 28, 2026 (69 purchases, $6,900 in total) would be worth about $9,900 at the latest weekly close, a gain of +43.5%. This is a historical simulation, not a prediction.

What was the worst drawdown of a XLM DCA started in 2021?

The portfolio fell as much as -69.2% from its previous high, and was above the amount invested 41% of the weeks.

Was DCA better than a lump sum in XLM since 2021?

Investing the same $6,900 all at once in Jan 4, 2021 would be worth $5,428 (-21.3%), versus $9,900 with monthly DCA. DCA did better here because it bought more units at lower prices.

Stellar DCA from other years

Since 2018 · Since 2019 · Since 2020 · Since 2022 · Since 2023 · Since 2024 · Since 2025 · Since 2026

More coins, DCA since 2021

Data updated: 2026-10-01 09:08 UTC.